Refinance Calculator

Calculate your potential savings when switching home loans. Unlock equity in your home to renovate, buy, or invest.

$2,000 cash bonus when you refinance with NAB

Applies to eligible NAB home loan products

Available on new refinances to NAB over $250k and with an eligible NAB transaction account. Offer may vary or end at any time. Eligibility and lending criteria and T&Cs apply.

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Compare 4000+ home loans from 27 lenders

Compare mortgage features, fees and rates from 27 lenders. With more than 4000 loans from 27 lenders, we can help find the right option for you.

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Credit authorisation information

realestate.com.au Home Loans is a division of realestate.com.au Pty Ltd ACN 080 195 535 (REA). REA is a credit representative (484305) of Smartline Operations Pty Ltd ACN 086 467 727 (Australian Credit Licence 385325). Please refer to our Credit Guide for information relating to our activities.

About home loan specialists

realestate.com.au Home Loans can connect you with our banking partner National Australia Bank Limited ABN 12 004 044 937, AFSL and Australian Credit Licence 230686 (NAB), or introduce you to a mortgage broker accredited with Smartline Operations Pty Ltd ACN 086 467 727 (Smartline) (Australian Credit Licence 385325), who can talk to you about home loans from a range of lenders. Smartline is a wholly-owned subsidiary of REA.

* The home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that product, and not all products are available in all states and territories.

^Comparison rates are based on a loan of $150,000 over a term of 25 years. Interest rates subject to change. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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Talk to a Smartline broker

While you search for your new home, we'll search for your home loan.

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